If you have declared bankruptcy or are in a consumer proposal, you may still have options.

Have you ever heard of Bridgewater Bank, Equitable Bank, and Optimum Bank?

If not, it is because these are banks only accessible through the Broker channel. Mortgage Sisters West have lending partners such as these (and more!) that think outside the box to offer alternative financing solutions to individuals that have credit roadblocks.

Similar to the Prime mortgage lending space, as mortgage brokers we have more than just ONE alternative lender to source the perfect lender for your situation.

To be able to utilize these alternative lenders, the mortgage can’t be insured, which means you must either have a minimum of 20% down payment if purchasing or a minimum of 20% equity within the home if looking to refinance. 

If you think you might be credit challenged, the best time to call us is now.

We serve all of Alberta, with a focus on our local Edmonton, Sherwood Park, St. Albert, Fort Saskatchewan, Spruce Grove, Stony Plain, Beaumont, Leduc and surrounding areas!

We are franchised with our National Brokerage Mortgage Architects and can broker your mortgage in other provinces as well. We would love to work with you!