🛡️ Mortgage Protection with Manulife: Secure Your Home, Protect Your Future
Buying a home—especially a new build—is one of the most exciting and meaningful financial steps you’ll take. As your mortgage professionals, our role isn’t just to secure your financing, but to help ensure you and your loved ones are protected from the unexpected.
That’s why we proudly offer the Manulife Mortgage Protection Plan (MPP)—a trusted, flexible, and affordable way to protect your mortgage and your family’s financial well-being.
Why Mortgage Protection Matters
You’re about to waive your conditions and finalize your purchase. It’s a thrilling time, but also the beginning of a big financial responsibility. Now is the perfect moment to ask:
âť“ If something happened to me, would my family be able to keep our home?
❓ If I became ill or injured and couldn’t work, how would we cover the mortgage?
We highly recommend considering life and disability insurance to cover your mortgage, especially while you’re in the early stages of homeownership. Life is unpredictable—and unfortunately, we’ve seen too many families struggle after declining coverage. We never want to receive that difficult call saying, “I wish we’d accepted the insurance.”
Why We Recommend Manulife MPP
We work exclusively with Manulife for mortgage protection because they specialize in this product and have an outstanding record of paying claims quickly and with compassion. They understand what homeowners need—and we trust them to deliver.
What Does MPP Cover?
Life Insurance
In the event of death, MPP pays off the outstanding balance of your mortgage. Your loved ones keep the home—without financial burden.
Disability Insurance
If you or your spouse are unable to work due to illness or injury, MPP covers your mortgage payments while you recover. This includes both workplace and non-workplace incidents.
Critical Illness Insurance (optional- add on)
Financial support in the event of a serious health diagnosis such as cancer, heart attack, or stroke.
🔎 Did you know?
👉 1 in 3 Canadians will experience a period of disability lasting longer than 90 days before the age of 65.
👉 52% of Canadian foreclosures are linked to disability.
MPP steps in when you need it most.Â
Key Benefits of Manulife MPP
✅ Immediate Coverage – Protection starts as soon as Manulife receives your application and payment method—even before your new build is complete.
✅ 60-Day Risk-Free Trial – The first 30 days are free. The next 30 come with a money-back guarantee.
✅ Month-to-Month Flexibility – Cancel at any time. You’re never locked in for the length of your mortgage.
✅ Fully Portable – MPP stays with you, even if you change lenders or move to a new property.
✅ Adjustable Coverage – Increase or reduce your coverage as your mortgage changes.
✅ Compliments Existing Insurance – MPP works alongside any coverage you already have—it doesn’t cancel it out.
How the Process Works
We will send you an email that includes a link to an application where you can either apply for or waive MPP. The process is simple and allows you to customize the coverage based on what you feel is most needed for each borrower.
Inside the link, you’ll also find the quote amount for your coverage—so you can review everything before making a decision that fits your budget and protection needs.
Not Sure Yet? Apply Now—Decide Later
If you’re even 1% considering mortgage protection, we recommend applying now. You can always cancel later if you secure other coverage.
The best insurance is insurance period, and the one you have in place when you need it most.
Looking for Comprehensive Life Insurance?
If you’re interested in a broader life insurance solution, we can connect you with an experienced and trusted independent advisor—Dick Reaney, who brings over 30 years of industry knowledge and personalized service. (He’s our dad, so you know we trust him.)
👉 Click here to get in touch with Dick Reaney (Tip: Reach out directly by phone or email for the best response rather than submitting through the website.)
It is our belief that we can’t choose what coverage is best for you, but we do want our clients to be protected. The best type of coverage is coverage period!
We serve all of Alberta, with a focus on our local Edmonton, Sherwood Park, St. Albert, Fort Saskatchewan, Spruce Grove, Stony Plain, Beaumont, Leduc and surrounding areas!
We are franchised with our National Brokerage Mortgage Architects and can broker your mortgage in other provinces as well. We would love to work with you!